Public Liability Insurance
Comprehensive solutions to protect and optimize your business operations through expert risk management and efficient claims handling.
What It Covers
Bodily Injury
Accidental injuries to non-employees (like customers slipping on the premises).
Property Damage
Damage caused to someone else's property by the business or its employees.
Personal and Advertising Injury
Coverage for claims related to libel, slander, false arrest, and advertising injuries.
Comprehensive Protection
This policy covers costs associated with legal defense and damages awarded up to the policy limit, making it crucial for a business's financial protection against unexpected lawsuits.
Your Questions,
Answered
"From choosing the right policy to making a claim, we've answered your most common questions."
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What is Public Liability Insurance?
It covers legal liability for injury or damage to third parties.
Who needs it?
Businesses interacting with the public.
What is covered?
Third-party bodily injury and property damage.
Is it mandatory?
Mandatory in certain industries handling hazardous substances.
Does it cover legal expenses?
Yes.
Are employees covered?
No, employees are covered under other policies.
What are common exclusions?
Intentional acts and contractual liabilities.
What is indemnity limit?
Maximum claim payable under the policy.
How is premium calculated?
Based on risk exposure and business type.
How to claim?
Notify insurer and provide incident details.