Commercial General Liability Insurance

Commercial General Liability (CGL) insurance is a foundational business policy that provides coverage for a wide range of common general business risk...

Commercial General Liability (CGL) insurance is a foundational business policy that provides coverage for a wide range of common general business risks, protecting the insured company against claims made by third parties for bodily injury, property damage, and personal and advertising injury.

What It Covers

Bodily Injury

Accidental injuries to non-employees (like customers slipping on the premises).

Property Damage

Damage caused to someone else's property by the business or its employees.

Personal and Advertising Injury

Coverage for claims related to libel, slander, false arrest, and advertising injuries.

Comprehensive Protection

This policy covers costs associated with legal defense and damages awarded up to the policy limit, making it crucial for a business's financial protection against unexpected lawsuits.