Mr. Sriram Ramanujam

Mr. Sriram Ramanujam brings over 21+ years of expertise in Bancassurance, insurance broking, regulatory compliance, and operational leadership across insurance, banking, and Insurtech ecosystems. As Principal Officer and COO, he drives strategic growth, IRDAI-compliant operations, and technology-enabled risk solutions for Muthoot Risk Insurance and Broking Services.

A Mechanical Engineer by qualification and qualified Surveyor & Loss Assessor & a Broker Qualified Person (composite) from National Insurance Academy, Pune, Sriram started his career in 2004 at TVS Sundram Motors. He has held pivotal leadership roles, including Vice President - Product & Strategy (Bancassurance) at IndusInd Bank (CFD Division), Head – Digital Transformation Projects (Claims) at Acko General Insurance, and pan-India positions at SBI General Insurance such as National Head - OEM Claims and National Head - IT Projects & Governance (Claims). Earlier, he managed regional responsibilities at ICICI Lombard General Insurance.

Sriram excels in blending technical acumen with business strategy, leading digital transformations, product innovations, and scalable solutions in claims governance, retail/corporate insurance, affinity programs, loan originating platforms and credit risk protection programs across general, health, and life segments. His multi-perspective view—Insurer, Intermediary, Banker, and Insurtech innovator—powers integrated operations in claims management, regulatory compliance, product development & strategy, distribution, process optimization, training, and Insurtech implementations across banking, Insurance, automotive and financial services.