" Safeguard what matters — today. "
Trusted by 5 lakhs + people
Comprehensive protection for your everyday needs.
Built on Trust & Transparency
We believe good insurance isn't about fine print—it's about peace of mind. That's why we're committed to responsible disclosures, fair policies, and putting you first in every interaction.
Number of policies served nationwide
4.5 Million +
Number of cities served
285+
Number of Customers Served
3.6 Million +
No. of Insurance Partners with Us
35+
Why Trust Us
"With trust, expertise, and nationwide reach, we make insurance simpler, smarter, and truly yours."
Unmatched Choice
Access to 100+ partners under one roof.
Tailored Protection
Personalized plans built around your needs, risks, and goals.
Nationwide Reach
Branches across India—access everywhere.
Trusted Legacy
IRDAI-licensed broker from the Muthoot Group.
Hassle-Free Claims
Simple processes, quick guidance, and end-to-end support.
Comprehensive Insurance, for Every Need
From your family's health to your vehicle, your home, or your travel plans—we've got options designed for real protection and peace of mind.
Want insurance that truly fits your life? Share your number with us,
and we'll connect personally to craft a plan made just for you.
How It Works
"We follow clear, transparent steps to make insurance simple, quick, and stress-free — from choosing the right plan to getting claims settled without hassle."
- 1Step One
Tell us your needs
What you want covered, how much protection, what is most important.
- 2Step Two
We craft your Plans
Compare top Insurance partners, get custom quote.
- 3Step Three
Review and Decide
Clear outline of what's covered, what's not and transparency pricing
- 4Step Four
Activate quickly
Easy documentation, instant policy issuance for many plans.
- 5Step Five
Support Whenever needed
Claims, renewals and servicing – just a call or click away
Because tomorrow
matters —
let’s protect it together.
“No hassles. No hidden costs. Just transparent, trustworthy insurance built to protect your tomorrow — with plans that fit your life, not the other way around.”
About MRIBS
Muthoot Risk Insurance and Broking Services Pvt Ltd(MRIBS) is promoted by the Muthoot Pappachan Group (MPG), licensed in 2013 and headquartered in Thiruvananthapuram, Kerala. We are a leading insurance intermediary (Direct Broker-Life and General) assisting clients in identifying, designing and placing cost effective insurance covers most suited to them.
What Our Customers Say
Real stories. Real trust. Real peace of mind.
Business we associate with
Your Questions,
Answered
"From choosing the right policy to making a claim, we've answered your most common questions."
You have different questions? Our team will answer all your questions. We ensure a quick response.
What is life insurance?
Life insurance provides financial protection to your loved ones in case of your death.
Why do I need life insurance?
Life insurance helps ensure your family's financial stability and security in your absence.
How does life insurance work?
You pay premiums, and the insurer pays a death benefit to your nominee if you pass away during the policy term.
What is a policy term?
The policy term is the duration for which the life insurance coverage is provided.
Can I change my policy term?
Some policies may allow changes to the term, but it depends on the insurer and policy terms.
How do I choose a life insurance policy?
Consider your financial goals, income, expenses, and coverage needs when selecting a policy.
How much premium do I need to pay?
Premiums depend on factors like age, health, coverage amount, and policy term.
Can I pay premiums monthly?
Many insurers offer flexible payment options, including monthly, quarterly, or annual payments.
What happens if I miss a premium payment?
Your policy may lapse or be terminated if premiums are not paid within the grace period.
How do I file a life insurance claim?
Contact your insurer, submit required documents, and follow their claim process.
What documents are required for a claim?
Typically, a death certificate, policy documents, and identification proof are required.
How long does it take to settle a claim?
Claim settlement timeframes vary by insurer, but most settle claims within a few weeks to months.
Can I surrender my policy?
Yes, you can surrender your policy, but it may incur surrender charges and tax implications.
Can I convert my term plan to a whole life plan?
Some insurers offer conversion options, but it depends on the policy terms and conditions.
How do I keep my policy updated?
Inform your insurer about changes in address, nominee, or other details to ensure smooth policy administration.
What's New at
Muthoot Insurance
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