Health insurance is a type of insurance that covers medical expenses that arise due to an illness. These expenses could be related to hospitalisation costs, cost of medicines or doctor consultation fees. The purpose of health insurance is to protect an insured against the risk of financial loss he/she cannot individually afford caused by illness, injury or disability. Health Insurance are mainly of 2 types – PUBLIC HEALTH INSURANCE ( such as Mediclaim provided by Govt Companies ) & PRIVATE HEALTH INSURANCE ( include plans that contribute by private companies at market place – eg